Which government program is designed to assist low-income households with purchasing homes?

USDA Loans are specifically designed to assist low-income households in purchasing homes, particularly in rural and suburban areas. This program aims to promote access to homeownership for families who may not qualify for conventional financing due to lower income levels or lack of a traditional credit history. The USDA provides various benefits such as no down payment requirements, reduced mortgage insurance costs, and competitive interest rates, making homeownership more accessible to those in need. The focus on rural development further supports the goal of improving living conditions in underserved areas, directly aligning with the objectives of assisting low-income households.