What does the HUD rule on equal access to housing prohibit?

The HUD rule on equal access to housing, which is part of broader fair housing laws, specifically prohibits discrimination based on certain protected characteristics. The ruling provides protections against discrimination on the basis of real or perceived sexual orientation, gender identity, and other aspects of sexual identity in housing.

By selecting this option, you recognize that denying a borrower credit solely based on their sexual identity goes against these federal protections, making it illegal. This is crucial since the aim of the HUD rule is to ensure that all individuals, regardless of their sexual identity, have equal opportunities in housing and mortgage lending.

While discrimination based on age, family status, and race is also prohibited under other sections of fair housing laws, the specific emphasis of the HUD rule highlights the need for protections related to sexual identity, which underscores the evolving landscape of anti-discrimination laws to include sexual orientation and gender identity as critical issues in housing equity.